{"id":995316,"date":"2026-05-07T06:23:04","date_gmt":"2026-05-07T06:23:04","guid":{"rendered":"https:\/\/ncsgx.com\/au\/?p=995316"},"modified":"2026-05-11T07:08:19","modified_gmt":"2026-05-11T07:08:19","slug":"eofy-for-financial-advisers","status":"publish","type":"post","link":"https:\/\/ncsgx.com\/au\/blog\/eofy-for-financial-advisers\/","title":{"rendered":"Every EOFY is Different: How Financial Advisers Can Prepare for the Busy Season Ahead\u00a0"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Every EOFY is Different. The contribution cap that mattered last year is not always the one your clients are chasing this year. The compliance focus shifts. The strategies that worked in May 2024 might not fit a client whose Total Super Balance has crept past a threshold since. For any financial adviser in Australia, <\/span>EOFY for financial advisers<\/span><\/b><\/a>\u00a0is less a single deadline and more a six-week sprint where the planning you did in March decides how clean your June looks.<\/span>\u00a0<\/span><\/p>

This guide walks through what is\u00a0changing\u00a0for the 2025\u201326 end of\u00a0financial year, the checklist worth running before 30 June 2026, and how to keep compliance tight when the diary is fully booked.<\/span>\u00a0<\/span><\/p>

Why every EOFY for financial advisers looks different<\/span><\/b>\u00a0<\/span><\/h3>

The legislative and rate environment moves every year, and the strategies that fit a client in FY24 often need re-modelling in FY26. The Super Guarantee landed at 12% on 1 July 2025. The Transfer Balance Cap\u00a0is\u00a0indexed to $2 million from the same date.\u00a0<\/span>DBFO<\/span><\/a>\u00a0Tranche 2 has shifted parts of the ongoing service and consent framework. Each of\u00a0these\u00a0things\u00a0is manageable. Stacked together across a book of 80, 120, 200 clients,\u00a0they reshape what “good EOFY advice” looks like for a financial adviser.<\/span>\u00a0<\/span><\/p>

Add the live compliance picture (ASIC’s CSLR-era enforcement appetite, AFCA complaint trends, audit focus on Code Standards 3, 5 and 7) and it is clear why every June feels like a different job to the one before.<\/span>\u00a0<\/span><\/p>

What is shifting heading into EOFY 2026<\/span><\/b>\u00a0<\/span><\/h4>

A short list of the structural settings worth confirming on every file before lodging strategy advice this year:<\/span>\u00a0<\/span><\/p>