Pay Per Application Mortgage Processing | NCSGX Australia
Flexible mortgage processing · Priced per application

Mortgage processing,
one application at a time.

Flexible pay-per-application support that helps Australian mortgage brokers process more loans without increasing overheads.

No retainers No minimum volume No lock-in contract

Trusted mortgage back-office support for Australian brokerages

100+
Mortgage specialists
30,000+
Applications processed
100+
Australian brokerages supported
ISO 9001
Quality certified
ISO 27001
Information security
Why pay-per-application

Support that scales with your pipeline, not your payroll

Not every brokerage needs a full-time processor. Sometimes you just need reliable support when the pipeline grows; for exactly the applications you send, and nothing more.

Only pay when you need support

Send an application when your desk is stretched. When it's quiet, you pay nothing. Cost tracks your workload, application by application.

No fixed monthly fees

No retainer, no seat cost, no minimum spend sitting on the P&L between deals. Flat per-application pricing you can quote against every file.

Ideal for overflow work

Refinance surges, a busy settlement week, staff on leave; hand off the excess and keep every file moving without turning clients away.

Fast turnaround

Applications move through preparation and lodgement quickly, so you keep pace with client expectations and lender SLAs during peak periods.

Experienced mortgage processors

Specialists who know ApplyOnline, NextGen, NCCP document requirements and major-lender submission standards not a general VA learning on your files.

Works with your existing workflow

We operate inside your CRM and aggregator platform under your process, not ours. Your client relationship and your brand stay entirely with you.

Simple per-application pricing

Choose how far we take each application

Three stages of one processing pipeline. Start with preparation, add lodgement, or hand over the whole file end to end; priced per application, GST exclusive.

Basic
Application prep

For brokers who only need the application prepared and ready to lodge.

A$59/ application
+ GST · per application, no lock-in
Start with Basic
Preparation
CRM data entry
ApplyOnline / NextGen data entry
Clear application errors
NCCP document preparation
Generate lender application forms
Lodgement
Upload supporting documents
FHOG preparation
Pricing request & order valuation
Discharge authority
Lodge application with lender
Follow-up
Solicitor & lender follow-up
Regular broker updates
Follow-up
End to end

Complete application support; we carry the file from data entry through to settlement.

A$129/ application
+ GST · per application, no lock-in
Start with Follow-up
Preparation
Everything in Basic
Lodgement
Everything in Lodgement
Follow-up
Solicitor follow-up
Lender follow-up
Regular broker updates through to settlement
Switch package per application No minimum monthly volume All major lenders supported
Find your fit

Which package is right for you?

Most brokers settle into one package for the bulk of their files and lift to another when a deal needs it. Here's where brokers like you tend to land.

The occasional broker

You handle your own lodgements but want the data entry and compliance prep off your plate so you can stay in front of clients.

We'd suggestBasic

The growing brokerage

Volume is climbing and you need files prepared, valued and lodged reliably without adding a processor to the payroll just yet.

We'd suggestLodgement

The high-volume broker

Your time belongs with clients and referrers. You want the whole file carried: lodged, chased and updated; right through to settlement.

We'd suggestFollow-up
How it works

From your desk to the lender in four steps

Send a file when you need the capacity. We handle the processing; you keep control of the client and the final call.

1

Send us the application

Share the file through your CRM or a secure channel and pick the package that suits the deal.

2

We process it

Data entry, error checks, NCCP document prep and lender forms; completed to submission standard.

3

You review

The prepared file comes back for your check and sign-off. Nothing goes to a lender without you.

4

Submit or let us lodge it

Lodge it yourself, or have us submit and follow up through to settlement; your choice, per file.

Why brokers choose NCSGX

Processing capacity without the payroll

You get an experienced mortgage processing team the moment you need one and only for the files you send. No job ads, no onboarding, no fixed staffing cost carried through the quiet weeks.

  • Australian mortgage expertiseProcessors fluent in ApplyOnline, NextGen, NCCP and major-lender requirements.
  • Secure document handlingISO 9001 and ISO 27001 certified processes protecting every client file.
  • Scalable, on-demand supportAdd capacity for a busy week and drop it just as easily; no strings.
  • Quick turnaround, no delaysNo recruitment, no onboarding lag, no fixed staffing cost between deals.
Questions, answered

Pay-per-application, explained

You send us a loan application whenever you need support and choose one of three packages: Basic, Lodgement or Follow-up. We complete the processing for that file, and you're charged a flat per-application fee for the package you selected. There's no retainer and no minimum volume; if you don't send a file in a given month, there's nothing to pay.

Yes, the package is chosen per application, not locked in across your account. Send one file as Basic and the next as Follow-up if that's what each deal needs. You're never committed to a tier.

We work inside your existing CRM and aggregator platform: ApplyOnline, NextGen and the common broker CRMs following your process rather than asking you to change to ours. Your client relationship and branding stay entirely with you.

Absolutely. Send one file or a dozen, there's no upper limit and no minimum. With 80+ mortgage specialists behind the service, we scale to your pipeline during peak weeks and settlement runs without you needing to plan capacity in advance.

Yes. Our processors prepare and lodge applications across the major banks, second-tier lenders and non-bank lenders on the standard aggregator panels, in line with each lender's current submission and document requirements.

None. There's no minimum monthly volume, no retainer and no long-term contract. You pay only for the applications you send, in the months you send them.

Ready when your pipeline is

Process more loans without hiring more staff.

Flexible mortgage processing support whenever you need it; priced per application, with no retainers and no lock-in.

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